Terms and Conditions

Introduction and Acceptance

These Terms and Conditions govern your use of our financial planning subscription service and website. By accessing our services, you agree to be bound by these terms.

Your continued use of our services constitutes acceptance of any updates to these terms.

Definitions

For the purposes of these Terms:

• "Service" refers to our financial planning subscription service and consultation offerings
• "User" refers to any individual who accesses or uses our service
• "Content" refers to all information, materials, and resources provided through our service
• "Company" refers to siluviorentha Financial Planning Pty Ltd and its representatives

Service Usage

Your use of our service is subject to the following conditions:

Permitted Use

You may use our service for personal financial planning consultation and accessing provided resources for your own benefit.

Prohibited Activities

• Any illegal or unauthorized use of our service
• Attempting to harm or disrupt our service or other users
• Unauthorized access to our systems or other user accounts
• Violation of intellectual property rights

User Responsibilities

As a user of our service, you are responsible for:

• Providing accurate and complete information during consultations
• Maintaining the security of your account and login credentials
• Complying with all applicable laws and regulations
• Notifying us of any suspicious activity or security breaches

Intellectual Property

All content, materials, and intellectual property provided through our service remain the property of siluviorentha Financial Planning.

We grant you a limited, non-exclusive license to use our content for personal financial planning purposes only.

You may not reproduce, distribute, or create derivative works from our content without written permission.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy for detailed information about data collection and usage.

We are committed to protecting your personal information in accordance with Australian privacy laws.

Limitation of Liability

To the maximum extent permitted by law, siluviorentha Financial Planning's liability is limited to the amount paid for our subscription service.

We exclude liability for indirect, consequential, or punitive damages arising from your use of our service.

Our total liability shall not exceed the subscription fees paid by you in the 12 months preceding the claim.

Indemnification

You agree to indemnify and hold harmless siluviorentha Financial Planning from any claims arising from your use of our service or violation of these terms.

Service Termination

You may cancel your subscription at any time by contacting us or through your account settings.

We reserve the right to terminate service for violation of these terms or for any other reason with appropriate notice.

Upon termination, your access to our service will cease, though certain provisions of these terms will survive.

Consumer Dispute Resolution

Any disputes arising from these terms or our service will be resolved through the following process:

Small claims court jurisdiction is retained for disputes under applicable monetary limits.

Governing Law

Any disputes arising from this disclaimer shall be subject to the exclusive jurisdiction of Australian courts.

These terms are governed by Australian law and the laws of New South Wales. Any legal proceedings will be conducted in Australian courts.

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting to our website.

We will notify users of significant changes via email or through our service.

Miscellaneous Provisions

Contact Information

If you have questions about these terms, please contact us at contact@siluviorentha.com or +61 779 369 350.