Terms and Conditions of Service

Introduction and Agreement

These Terms and Conditions govern your use of siluviorentha's website and financial planning subscription services. By accessing our website or subscribing to our services, you agree to be bound by these terms.

Please read these terms carefully before using our services, as your continued use constitutes acceptance of all provisions outlined below.

Important Definitions

The following terms have specific meanings throughout this agreement:

• • "Service" or "Services": Our monthly financial planning subscription, consultations, and related professional guidance offerings
• • "User" or "Client": Any individual who accesses our website or subscribes to our financial planning services
• • "Subscription": The recurring monthly service agreement for ongoing financial planning consultations
• • "Content": All information, materials, advice, and communications provided through our services

Acceptable Use of Our Services

When using our services, you agree to comply with the following requirements:

• • Provide accurate and complete information during consultations and registration
• • Use our services solely for legitimate personal financial planning purposes
• • Respect intellectual property rights and confidentiality of our materials
• • Comply with all applicable laws and regulations in your jurisdiction
• • Maintain the confidentiality of any login credentials or account access information

Your Responsibilities as a Client

As a service user, you are responsible for:

• • Making independent decisions based on your personal circumstances and risk tolerance
• • Verifying all information and seeking additional professional advice when appropriate
• • Promptly updating us about significant changes in your financial situation
• • Meeting payment obligations according to your subscription agreement
• • Understanding that our guidance supplements, but does not replace, professional regulated advice

Prohibited Activities

The following activities are strictly prohibited when using our services:

• • Sharing, distributing, or reproducing our proprietary content without permission
• • Using our services for illegal activities or fraudulent purposes
• • Attempting to gain unauthorised access to our systems or other users' accounts
• • Providing false or misleading information during consultations or registration
• • Using our services to compete with or undermine our business operations

Intellectual Property Rights

All content, materials, methodologies, and proprietary information provided through our services remain the exclusive property of siluviorentha. You may use this information for personal planning purposes only and may not reproduce, distribute, or commercialise our materials without express written permission.

All materials are protected by copyright and other intellectual property laws

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms an integral part of these terms and conditions. Privacy Policy

Service Disclaimers and Warranties

Our services are provided for informational and planning purposes only. We make no warranties regarding the accuracy, completeness, or suitability of information provided for your specific circumstances.

Services are provided "as is" without warranties of any kind, express or implied

Limitation of Liability

To the maximum extent permitted by law, siluviorentha shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our services, including financial losses or missed opportunities.

Our total liability shall not exceed the amount paid for services in the twelve months preceding any claim

Indemnification

You agree to indemnify and hold harmless siluviorentha from any claims, damages, or expenses arising from your use of our services, violation of these terms, or infringement of third-party rights.

Dispute Resolution Procedures

In the event of disputes arising from our services, the following procedures apply:

Termination of Services

Either party may terminate the subscription service with appropriate notice as specified in your service agreement. We reserve the right to terminate services immediately for violations of these terms.

Upon termination, your access to services will cease, but these terms continue to apply to past use and obligations

Governing Law

These terms are governed by and construed in accordance with the laws of England and Wales. Any legal proceedings shall be subject to the exclusive jurisdiction of UK courts.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect. Invalid provisions will be replaced with enforceable terms that most closely reflect the original intent.

Entire Agreement

These terms, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and siluviorentha regarding your use of our services.

Changes to These Terms

We reserve the right to modify these terms at any time. Updated terms will be posted on our website with revised effective dates.

Significant changes will be communicated through email or prominent website notices before taking effect

Contact Information for Terms

For questions about these Terms and Conditions, please contact us using the information provided in our Contact section.